Counterparty & custody
The honest headline: Origami trades as principal, so a fill carries counterparty exposure to the desk. This page lays out exactly what that means, the desk's controls, and your checklist.
The principal model, plainly
- Your wallet stays yours. You connect a wallet you control. Origami never holds your wallet's keys and can't touch funds you haven't deposited.
- A fill is custodial in-flight. To trade, you deposit to the desk's settlement address. From that moment until the desk settles, Origami holds your funds as principal — your counterparty. A missed settlement would be a dispute with the desk, not something a smart contract guarantees.
- That's the trade-off for cross-network reach. A trustless on-chain venue can't natively cross BTC ↔ ETH ↔ SOL the way a principal desk can.
Size your exposure to what you're comfortable carrying against the desk through settlement.
Desk controls
- On-chain deposit verification. A deposit clears only if it settles the exact quoted amount of the correct asset to the correct settlement address.
- Finality buffer. The desk waits for a safe confirmation depth before settling, so a fill is never released against a deposit that could reorg out.
- Manual settlement gate. Every settlement is broker-approved — nothing auto-fires.
- Firm quotes. Your rate is locked at RFQ; settlement uses that figure, not a re-price.
- One deposit, one fill. Each deposit tx settles exactly one trade — it can't be replayed to trigger multiple settlements.
- Unique reference IDs per trade, so status and support are unambiguous.
Your checklist
- Only use the settlement address the app returns for the trade you just quoted. Never reuse an old one or one delivered out-of-band.
- Send the exact clip. An off-amount deposit won't auto-settle.
- Verify the settlement address and that it's valid on the buy-side network. Settlements are irreversible.
- Hold your reference ID until the trade reads Completed.
- Treat the desk as a counterparty — size accordingly.
Phishing & opsec
- Origami will never DM you a different settlement address or ask for your seed phrase / private keys. No part of Origami ever needs your keys.
- Confirm you're on the genuine Origami front-end before connecting or depositing.
If a trade looks off, stop and reach the desk with your reference ID before sending anything further.